Property Prices in Switzerland

Index Info
Price to Income Ratio: 10.79
Mortgage as Percentage of Income: 68.20%
Loan Affordability Index: 1.47
Price to Rent Ratio - City Centre: 39.81
Price to Rent Ratio - Outside of Centre: 38.28
Gross Rental Yield (City Centre): 2.51%
Gross Rental Yield (Outside of Centre): 2.61%
Rent Per Month
Edit Range
Apartment (1 bedroom) in City Centre 1,636.42 Fr. 1,200.00-2,500.00
Apartment (1 bedroom) Outside of Centre 1,354.41 Fr. 1,000.00-2,000.00
Apartment (3 bedrooms) in City Centre 2,963.87 Fr. 1,900.00-5,000.00
Apartment (3 bedrooms) Outside of Centre 2,421.80 Fr. 1,750.00-3,750.00
Buy Apartment Price
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Price per Square Meter to Buy Apartment in City Centre 14,252.88 Fr. 8,300.00-23,000.00
Price per Square Meter to Buy Apartment Outside of Centre 11,277.12 Fr. 7,000.00-18,000.00
Salaries And Financing
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Average Monthly Net Salary (After Tax) 5,916.19 Fr.
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 2.44 1.60-3.00

These data are based on 1826 entries from 362 contributors over the past 18 months.
Last update: 20 June 2025
Our data for each country are based on all entries from all cities in that country.

Sources and References

By City in Switzerland

Rank
City
Price To Income Ratio
Gross Rental Yield City Centre
Gross Rental Yield Outside of Centre
Price To Rent Ratio City Centre
Price To Rent Ratio Outside Of City Centre
Mortgage As A Percentage Of Income
Affordability Index
Basel 9.9 2.7 2.2 36.4 45.2 63.0 1.6
Bern 8.9 2.7 2.7 36.6 37.7 56.5 1.8
Geneva 12.5 2.5 2.7 40.1 37.7 79.2 1.3
Lausanne 12.1 2.0 2.3 51.0 44.1 76.7 1.3
Lucerne 7.1 3.8 4.2 26.2 23.9 44.9 2.2
Lugano 11.1 2.7 2.0 37.0 50.3 70.8 1.4
Neuchatel 7.0 2.9 3.5 33.9 28.3 44.0 2.3
Winterthur 14.4 1.8 1.9 55.8 53.1 91.5 1.1
Zug 10.6 3.0 3.3 33.8 30.5 67.6 1.5
Zurich 13.6 2.5 2.6 39.6 38.6 83.1 1.2
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